Affordable Housing To Promote Home Ownership.

As part of a larger City initiative to increase homeownership, Harrisonburg Redevelopment and Housing Authority (HRHA) will operate a Homebuyer Assistance Program to support low to moderate income families and individuals purchase homes in the $250,00 (Updated February 2021) and below market within the City of Harrisonburg. Stop by the Reservoir Street Office (143 Reservoir Street) or call (540) 437-9545 to speak to our Housing Coordinator learn more and fill out an initial application.

Do I Qualify?

Yes, to be able to participate in the program, your income must be between 50%-80% of the area median income. Check the chart below to see if you qualify.

Area: Harrisonburg/Rockingham FY 2020 Median Family Income: $71,900

Adjusted Income Limits (by household size)

1 Person 2 Persons 3 Persons 4 Persons 5 Persons 6 Persons 7 Persons 8 Persons
Extremely Low (30%) $15,100 $17,250 $21,720 $26,200 $30,680 $35,160 $39,640 $44,120
Very Low Income (50%) $25,200 $28,800 $32,400 $35,950 $38,850 $41,750 $44,600 $47,500
Low & Moderate Income (80%) $40,250 $46,000 $51,750 $57,500 $62,100 $66,700 $71,300 $75,900

This program is currently be funded jointly by HRHA and the City of Harrisonburg, therefore all homes purchased through the program must be within the City of Harrisonburg limits.

No, HRHA does not buy the home. We provide down payment and closing cost assistance to help with participants become homeowners.

To apply for the program, fill out this initial application and submit it online. Our Homebuyer Assistance Program coordinator Everett Brubaker will be glad to help you through the program process. You can also call him today to learn more: (540) 437-9545.

The Homebuyer Assistance Program helps you purchase your own home by:
+ Connecting you with community resources to improve your credit score and financial readiness

+ Helping you understand the home buying process, including a required, free online course

+ Providing financial assistance through one or both of the following:
– up to $10,000 low interest (1.5%) loan to assist with down payment
– up to $4,000 no interest forgivable loan (if in home for 5 years) to assist with closing costs

“I am very grateful for the Homebuyer Assistance Program because without it, I would not be a home owner now! I really appreciated Everett’s enthusiasm and support and I enjoyed the online education class that was required as well. There are so many details and confusing elements to buying a home, especially for a first-timer like me, but for the most part I was able to make it through without too many mistakes. I am so thankful this program exists and I just want to shout it from the rooftops in case more people qualify and don’t know about it! I feel so fortunate that I heard about this opportunity and utilized it, and now I get to be a part of the Harrisonburg City community and put some roots down. I have never done that before. I cannot wait to see what the future holds for my family in our new home and in this great community. Thank you to everyone who played a part in helping me through this!”

Katie and her husband standing in front of their new home in Harrisonburg

Are you ready to become a home owner?